Advertising Disclosure
This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on the page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.Take a look at our in depth review and find a customized quote.
October 2, 2021 | 2 Minute Read
Bestow’s fully online application process uses accelerated underwriting to determine your eligibility and rates within minutes, with no medical exams or lab tests ever required. The company offers 10- to 30-year term policies, with benefit amounts up to $1.5 million. The policies are issued by North American Company for Life and Health Insurance, and Bestow has plans to become a carrier itself.
Convenience of an instant, all-online application process
No medical exams or lab tests ever required
Licensed insurance agents available by phone or live chat
Term extensions or renewals not available
The company does not offer permanent life insurance
Bestow offers straightforward term life policies, with level benefits and premiums that continue until the term expires
Bestow offers a 100% online application process, which uses accelerated underwriting to determine your eligibility and rates within minutes. In addition to basic identifying information, including your Social Security number, you’ll be asked about things such as your medical history, lifestyle and hobbies. Bestow also pulls data from third-party sources to determine your insurability. If approved, you’ll see proposed rates for coverage as you choose the term length and benefit amounts you qualify to receive. Then just enter your credit card information to purchase.
Term life is the simplest, most straightforward form of life insurance, and Bestow keeps it that way. It offers policies in 10- to 30-year terms, with benefit amounts ranging from $50,000 to $1.5 million. The agency does not currently offer renewals, extensions or riders, but it has plans to expand its offerings.
Bestow uses encrypted channels to process the information you provide as well as the information it pulls from third-party databases. The company limits access to your personal information to only those whom you have granted consent. It also uses depersonalized data, which does not identify you, for analytical purposes. Bestow’s carrier, North American Company for Life and Health Insurance, has an A+ rating from AM Best. Bestow has a 4.7 (excellent) TrustScore on Trustpilot, and an A+ rating with the Better Business Bureau.