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October 2, 2021 | 3 Minute Read
USAA is well known for the products and services it provides to the military community, but its life insurance policies are available to the general public. These include term life and three permanent life choices. For those in the military, USAA’s term life policies include optional features designed specifically for the needs of those on active-duty and reservists. In addition, USAA’s life insurance products come with rates that compete well with mainstream companies.
Term and permanent life insurance at competitive rates
Additional features and benefits available to active-duty military and reservists
Term policies convertible to permanent life
Three different permanent life solutions
Medical exams often required for non-guaranteed issue policies
Universal life not available in New York
Term and permanent life insurance solutions for a wide range of needs.
Term Life
Universal Life Accumulator
Simplified Whole Life
Guaranteed Whole Life
The three-step process begins with an online quote that includes optional assistance in determining your benefit amount, if you need the help. After that, you can fill out a longer application. Term and permanent life applications usually require a medical exam, with some exceptions, including guaranteed-issue whole life.
Among permanent life choices, Universal Life Accumulator comes with the lowest premiums, per amount of coverage. Available to qualifying individuals aged 18 to 85, this universal life policy provides payment flexibility, within limits, as well as the flexibility to adjust your coverage. Simplified Whole Life comes with level payments and predictable cash value growth. For those seeking a final expense policy, USAA’s Guaranteed Whole Life product offers benefit amounts up to $25,000.
USAA, short for United Services Automobile Association, was established in 1922 by a group of Army officers who decided to insure each other’s cars. The USAA Life Insurance Company was established in 1963. The organization employs rigorous security procedures to protect the information you provide and won’t sell your information to other parties. USAA Life Insurance is rated A++ by AM Best, Aa1 by Moody’s Investors Service, and AA+ by Standard & Poor’s.